About Us & Our Leadership Team

Our mission

To connect a borderless financial world, simplifying the
movement of money everywhere.

Payments that matter

True financial inclusion comes from empowering transactions that can change lives, irrespective of the size or volume. By building an ever-expanding payments network, TerraPay is on a mission to ensure every single transaction is treated with the highest levels of efficiency, security and respect.

The first payment on TerraPay’s platform was $13

Which was sent from Dubai to Tanzania by a worker who cleaned hotel rooms to support his family back home.

At TerraPay, compliance is pedigree

Compliance forms the backbone of our operational DNA. We don’t cut corners and ensure our guardrails protect your customers.

We simplify complex banking processes with 31 regulatory approvals and licences.

AML/CFT policies and programs subject to independent external audit in every jurisdictions of operations.

Financials and compliance audited by the most trusted companies in all major countries of operations.

Meet the disruptors

Our founders

The guide

With over two decades of experience in telecom and mobile payments, Ambar’s understanding of technology and what drives markets is unmatched.

Ambar Sur

Founder and Chief Executive Officer

The explorer

Ani has been driving business development for Electronic Payments and Services for over 20 years. He has been the steering force behind powering our partners across the globe.

Ani Sane

Co-Founder and Chief Business Officer

The architect

Ram has spent over 26 years spearheading large tech and operations teams for financial services, telecom, manufacturing, information security and biometrics. He makes our vision come alive through disruptive tech applications and infrastructure.

Ram Sundaram

Co-Founder and Chief Operating Officer

The defender

A seasoned corporate and M&A attorney with 15+ years of experience, Akbar has always been drawn to emerging markets and socially – minded startups. Akbar guides the company through uncharted waters by establishing world – class compliance standards.

Akbar Hussain

Co-founder and Chief Legal and Compliance Officer

The strategist

By honing a wealth of knowledge that spans over 4 decades, Ganapathy is instrumental in articulating the company vision to marquee investors as we scale up on our business journey.

Ganapathy Subramaniam

Chief Financial Officer

President - Cross border payments

Sudhesh is an industry veteran with over two decades of in-depth experience across the cross-border payments industry. He is at the helm of TerraPay’s global remittance business, deepening the company’s trust and credibility with all key partners across the world.

Sudhesh Giriyan

President - Cross border payments

President - Treasury

An accomplished industry expert with over 25 years of experience, Sanjeev has been strengthening TerraPay’s banking partnerships while also playing an integral role in ensuring that the treasury business is aligned with stakeholder expectations and global industry standards.