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Our mission

To create a safe and accessible global payments highway

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One of the first payments to travel on TerraPay’s platform was $13

sent from Dubai to Tanzania by a worker who cleaned hotel rooms to support
his family.

TerraPay was founded to ensure this man’s money would receive the respect, security, and urgency that the largest Business-to-Business payments do. Ever since, we have been building an ever-expanding payments network that empowers financial inclusion and equity for every payment, however small or large.

TerraPay was founded to ensure this man’s money would receive the respect, security, and urgency that the largest Business-to-Business payments do.

Ever since, we have been building an ever-expanding payments network that empowers financial inclusion and equity for every payment, however small or large.

Registered and regulated across 26 global markets, we are a leading global partner to banks, mobile wallets, money transfer operators, merchants, and financial institutions, creating a global payments ecosystem that supports a range of diverse payment types and instruments. With a single integration, we connect our partners to this deep-rooted global network, backed by strong compliance and security standards.

Our values

Think globally

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Powered by a global team, we collaborate across oceans and continents to achieve our mission, embracing cultural diversity, creative problem solving, and an environment of equality at every step.

Take ownership

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When we see a problem, we assume responsibility for the solution. Our approach is rooted in a spirited attitude, whether that means developing a plan of action or expanding our job description, we are ready for it.

Details matter

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We believe great success is built on small moments. We treat every challenge, every task with the attention and significance they deserve.

Our Vanguard

Meet the leadership team shaping our global payments highway

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Ambar Sur

Founder and CEO

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The guide

A global business leader with over two decades of rich experience in Telecom and Mobile Payments, Ambar is armed with a sound understanding of the industry and technology along with a keen eye for what drives businesses and markets.

When he's not thinking of ways to empower global digital payments, Ambar spends his time reading, exploring new music, or planning his next trip.

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Ani Sane

Co-founder and
Chief Business Officer

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The explorer

Ani, with his infectious energy, has been driving global business development for over 20 years across Electronic Payments and Services

He is the steering force behind powering our partners across the world, to reimagine digital payments. His dynamic approach and exceptional business growth skills reflect his constant pursuit of exploring new opportunities and partnerships

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Ram Sundaram

Co-founder and
Chief Operating Officer

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The architect

The one who makes our vision come alive, uncompromised.

With over 26 years of command over large technology and operations teams across financial services, telecommunications, manufacturing, information security, and biometrics, Ram spearheads the company, driven by disruptive tech applications and infrastructure, simplifying the world of payments.

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Akbar Hussain

Co-founder and Chief Legal
& Compliance Officer

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The defender

A seasoned corporate and M&A attorney with over 15 years of expertise, Akbar has always been drawn to emerging markets, and socially-minded startups.

He shields the team with his sound, strategic and pre-emptive legal and compliance counsel. Akbar guides the company to navigate uncharted waters by establishing world class compliance standards, empowering our partners with new and exciting solutions.

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GS (Ganapathy Subramaniam)

Chief Financial Officer

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The strategist

The beacon, with his pragmatic approach - GS leads the way with his strategic and managerial guidance, in forging strong partnerships.

Honing a wealth of knowledge over four decades across Telecommunications, Media and Infrastructure, GS is instrumental in articulating the vision, and enriching the company value to our marquee investors, as we scale up on our business journey

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